Mooode: Blog Mooode: Blog Copyright by Mooode en Mooode Wed, 16 Oct 2019 13:54:40 -0400 Help for Designers: A List of the Best Brochure Templates Despite being the age of digital advertising, the personal touch and exquisite design of a business brochure will never fully disappear.

The reason is that they are still effective at attracting your customer's attention, getting people to read its content, and sticky around longer than a web page.

But, there is a catch: the best brochure templates are needed to ensure that the aesthetics are high-quality and engaging. 

If you are a designer, use these templates to make your graphics and layout perfect for the industry for which they serve.

Annual Report Layout

The best design suits the need of your client and their target audience. Annual appeals give constituents, board members, and the interested public a snap-shot of your achievements and future goals.

This will include many statistics in quantitative form, financial data, and qualitative anecdotes of success. This template uses easy-to-read infographics, charts, and photos to break up complex content.

Restaurant Menu

Yes, even restaurant menus are brochure styles that need top-notch design skills. A takeout menu can sit in someone's kitchen for years. Making a good one can encourage customers to try new food and come back for more.

Food templates should be simple with professional culinary photos that look delicious and represent the realistic image of the menu. 

You will also want to include the restaurant's cooking philosophy to showcase the value of the restaurant. 

Fashion Catalog

You may think it is difficult to design a fashion catalog since most of the images are clothing and accessories. But, the best brochures think outside of the box. 

This is your opportunity to get artistic by thinking high-fashion with a customized brochure. And most catalog offer at least a dozen pages, giving you room to add interesting graphics. 

Text in this template style is limited to product descriptions, so the imagery is of great importance. 

Newsletter Brochure

Newsletter templates remain more classic and editorial, so brochure inspiration may strike you in how to layout text and images in a unique way. 

Be sure not to stray too much from the template as you will need to consider the viewer's perspective. Newsletter read like books so the content must be logically placed from left to right and up to down. 

Business/Corporate Brochure

Sending a business brochure to a potential client is a great way to show your professionalism while offering a glimpse into your service.

Impress them right away with a stunning cover image, logo, and slogan so they know exactly who you are before opening the trifold. 

Continue with simplistic brochure ideas inside the pamphlet. Alternating text and graphic images keep the eye moving from one section to the next. You want to offer just enough information without the client becoming bored.

Best Brochure Templates Include a Call to Action

The best brochure templates aren't just about pretty pictures. Their purpose is to attract business. Make sure all of your designs include a directive to your audience. They should visit, call, or go to the web site to get more information. 

Check out The Hip List for more reviews and tips.

Uncategorized Editor Tue, 15 Oct 2019 03:24:46 -0400
The Hourglass of Time: 6 Health Conditions That Tend to Develop as We Get Older Time is something we can never get back, no matter how hard we try. That’s why taking care of our bodies is essential, especially as we get older. But there are just some conditions that are inevitable no matter how hard we try. Here are six conditions that tend to develop as we age.

  1. Arthritis

The condition known as arthritis is the breakdown of the tissues inside the joints. This is why it is difficult to move around and why it hurts so much. The most common symptoms are pain, inflammation, weakness in the joint, and difficulty moving around.

The two most common types of arthritis are osteoarthritis (where the cartilage between joints breaks down) and rheumatoid arthritis (where the body’s immune system attacks the tissues in the joints and causes inflammation).

  1. Impairment of the Senses

Vision and hearing are usually the first senses to go. But that doesn’t mean they can’t be cared for: prescriptions glasses can help with vision and there are hearing aids designed to create a soothing environment. There are always new technologies being developed to assess the first signs of vision and hearing loss.

  1. Coronary Heart Disease

Heart disease is one of the leading causes of death in elderly people. Coronary heart disease is a result of the heart’s blood supply being blocked or interrupted by fatty substances in the valves and arteries.

Certain lifestyle choices can increase the risk of coronary heart disease, such as diabetes, high blood pressure, high cholesterol, smoking, and obesity. Getting exercise, eating healthier and quitting smoking are all steps one can take to reduce one’s risk for this disease.

  1. Dementia

This is a progressive disorder that first appears like simple forgetfulness as we get older. However, dementia itself is more than just forgetting. There are problems in maintaining a conversation and finding the right words to use, forgetting where you are or what date it is, or having difficulty with judging distance.

  1. Asthma

Asthma can occur when the body becomes quite sensitive to certain allergens in the air and the airways become inflamed. They can become too narrow to the point that it become very difficult to breathe.

The most common symptoms of asthma include coughing, a tight sensation in the chest, and wheezing.

It’s important that you have some means of contacting someone if you start to experience regular asthma attacks so that you can receive medical attention immediately.

  1. Diabetes

Diabetes is a condition that becomes easier for older people to develop because of the changes that their bodies go through. It’s a lifelong condition that is caused by the pancreas losing the ability to produce insulin, which is used to process sugar.

Type 2 diabetes is also a growing problem, as it becomes more and more difficult for older people to eat healthier and stay active as their metabolisms start to deteriorate.

Uncategorized Editor Thu, 10 Oct 2019 05:11:09 -0400
The Benefits of Restore Cryotherapy The Benefits of Cryotherapy to Your Body and Health.

Have you thought about doing cryotherapy, but you are not sure whether it is worth your time and resources? This article will help clear your doubts on the mater. Cryotherapy means cold therapy, and it involves ones’ body being exposed to freezing temperatures for some minutes. You have the option of either doing whole body cryotherapy or choosing a specific part of your body. If you choose the whole-body cold therapy, the specialist ensures they expose your entire body in a chamber containing extremely cold temperatures. The individual receiving the service is expected to undress and remain with the necessary clothing such as undergarments, gloves, and socks. This is because these pieces protect these sensitive areas. When in the cryo chamber, the body remains subject to the cold temperature for some minutes, except for the head. The head should remain at room temperature during the process. There are several benefits associated with this cold therapy which makes it popular. If your objective is to improve your overall health, cryotherapy is an option for you. Below are some of the benefits of cryotherapy.

Treats Anti-inflammatory Conditions.

Patients suffering from inflammation tend to benefit a lot from the cold therapy. Individuals suffering from inflammation tend to deal with pain, impaired blood flow, among others. If you have psoriasis, which is usually caused by overstimulated growth of skin cells, you will realize that the therapy minimizes the effects of psoriasis. While in the cryo chamber, the growth of skin cells slows down temporarily, and this allows the body to entirely transport the blood and oxygen to all parts of the body. This is done in an attempt to keep the body warm. Since the growth of cells is minimized, after the cold therapy, the cell growth is restored to normal levels. This reduces the inflammation symptoms and makes you feel more confident in your skin. When the body is exposed to cold temperatures, apart from it reducing the inflammation, it also triggers the production of immune cells. Some immune cells are natural killers, & are great when released because they aid in fighting against bacteria, virus and even, cancer cells.

Anxiety And Depression.

Once the cold air is released in the cryo chamber, your brain tends to release more than the normal amount of endorphins, together with other feel-good hormones. The effect of increase endorphins in the body is that the client has a better mood and more energy, which occurs as a result of the increased adrenaline levels. Patients who regularly engage in cryotherapy report a decrease in depression and anxiety. They also confess to having happier days. Note that cold therapy also helps to numb pain, a reason most patients tend to feel more comfortable and more joyful after the session. The cold temperature does this by numbing the irritated part of the body.

Weight Loss.

If you are interested in shedding off some pounds, cold therapy is a remedy. The cold temperatures and norepinephrine trigger the formation of brown fats in the body. These brown fats tend to contain a lot of mitochondria which are responsible for providing energy in the cells. Presence of a lot of mitochondria causes your body to produce and consume a lot of energy. This results in your body having a faster metabolism. A quicker metabolism causes your body to burn fats faster, causing weight loss. Also, the release of a lot of energy by the mitochondria allows individuals to have more energy to engage in exercises which are crucial for maintaining a healthy body.

Cryotherapy is an excellent treatment method. It comes with many benefits ranging from reducing anxiety and depression to minimizing body inflammation and pain. Ensure you talk with your doctor to see whether you are fit to engage in cold therapy.

Uncategorized Editor Wed, 11 Sep 2019 08:48:56 -0400
When Should You Drink Meal Replacement Protein Shakes? Meal replacement shakes can bring a lot of convenience to your diet. But if you drink them in a haphazard fashion, you leave a lot of their potential on the table. Discover below how to time your meal replacement shakes in such a way that they bring you better results.

Best Times to Drink Your Meal Replacement Shakes

Certain times lend themselves to drinking meal replacement shakes particularly well. Consume your meal replacement shakes when you want:

  • To avoid skipping a meal If you have a lot on your plate in life or at work, skipping meals may seem tempting. But giving your body nothing to run on makes it only a matter of time until you feel miserable. When you have no time or desire to eat a solid meal, meal replacement shakes can be a keeper and you can see more about that here.
  • To snack between meals Solid meals aren't always enough to keep your energy from taking a dive at some point during the day. If you feel sluggish between your regular solid meals, meal replacement shakes serve as healthy snacks. Well-balanced and packed with nutrients, they can help your energy to quickly return to optimal levels.
  • To fuel your workout and recovery Giving your muscles enough glycogen and amino acids before the workout allows them to perform at their best. Likewise, supplying them with enough nutrients to recover ensures that your workouts bring results in the long run. For these reasons, drinking meal replacement shakes before and after your workouts can be especially productive.

When Meal Replacement Shakes Can Do No Good

Sometimes drinking meal replacement shakes can be counterproductive. Avoid consuming them:

  • Instead of all regular solid meals Liquid diets often advocate using meal replacement shakes frequently, to the point of almost completely replacing regular solid meals. While it may seem appealing, meal replacement shakes can't possibly give the body everything it needs. For this reason, it is best to use them to supplement rather than substitute your regular solid meals.
  • Shortly before going to bed If you use a quality meal replacement supplement, chances are it contains a high amount of protein. Certain amino acids, however, have the capacity to increase levels of brain activity. As a result, drinking meal replacement shakes before bed may disturb the quality of your sleep.
  • Right before your meals Despite being easy to get down, meal replacement shakes are densely packed with nutrients. As such, they can take the appetite away from you for hours. Due to this, it's not a good idea to drink meal replacement shakes shortly before your regular solid meals.

Timing Is Key: Schedule Your Meal Replacement Shakes

Proper timing is a force multiplier when it comes to drinking meal replacement shakes. At the right time, they can do wonders for your energy levels. But drink them at the wrong moment, and you're wasting their potential. Schedule drinking your meal replacement shakes for when they actually work for you.

Uncategorized Editor Fri, 23 Aug 2019 06:27:02 -0400
Pros & Cons of Prepared & Frozen Meal Kit Delivery Service It’s hard to scoff at the idea of meal kit delivery services.

After all, what’s not to like? Fresh, perfectly rationed ingredients delivered right to your door? Easy-to-follow recipes with precise portions? A variety of delicious foods from all regions diversifying your taste buds on a weekly basis.

Go ahead and sign me up for all of that, please.

But then again, there are a few things to consider before pulling the trigger on any particular meal kit delivery service from And not necessarily bad things, either, but just things that you need to know before taking the plunge.

Let’s talk through the pros and cons surrounding all things meal kit delivery service.


Convenience. The most obvious “pro” regarding meal kit delivery services is just how convenient they are. The food is delivered right to your door, saving you time and energy – and money, if you factor in fuel and the mileage you put on your vehicle going to the store.

Easy Preparation. No more needing to measure each ingredient before dumping it into your dish. Everything will be separated out in precisely the correct amounts, and you only need to mix everything together and use your stove or oven to complete the process.

Easy Portion Control. When you receive your shipment, you’ll be ready to prepare a meal for exactly the number of people that you’ve signed up for serving. If you’re making a meal for four, then that’s what you’ll be doing. No copious amounts of leftovers or the temptation to overeat.

Healthy and Diverse Options. For the most part, you’ll be enjoying creative and diverse recipes. Depending on which service you choose to sign up for, you could even be receiving recipes from a variety of regions. Many of the recipes will be healthy, too, and your ingredients will always be fresh.


Meal Size. Depending on your outlook, this could be a pro. Some meals from meal kit delivery services will have modest portion sizes, so if you’re extremely hungry you could be disappointed.

Cost. This also depends on the service as well as your expectations, but there is a wide range of possible price points for meal kit delivery services. Generally speaking, the cost will average out to a bit more than if you did the legwork yourself by going to the grocery store and cooking your own meal. But again, you’re paying for unbelievable convenience.

Pre-planning. While you won’t need to worry about making a grocery list, you’ll still need to select your ideal meals from a list online and manage how many meals your receiving how often. Unless you don’t anticipate making many changes, in which case “set it and forget it” may apply.

Excess Packaging. Because your ingredients are delivered fresh with potentially up to a week’s worth of meals together, get prepared to have a giant cardboard box with the necessary packaging to keep your ingredients cool throughout transit.

Final Thoughts

There are clear pros and cons when it comes to meal kit delivery services, as there are with virtually anything else.

The best advice to give would be to explore each meal kit delivery service individually as they’ll all offer their own pros and cons. Depending on what the needs of you and your family are, you’ll want to be sure to find the perfect fit before making a final decision.

Uncategorized Editor Fri, 23 Aug 2019 06:21:14 -0400
Exogenous Ketones Supplements from Perfect Keto Coupons Review If one of your goals for this year is to lose some weight, live a healthier life, and be in better physical shape, you will gain a lot from going through this review. This review might not make so much sense to you if you are not looking to lose weight or become fits. But if losing weight is something that is of priority to you, this review can help you chose the ketone supplements that are best for you. With the right ketone supplements, you can achieve the level of fitness that you intend to and also have the right keto diet.

Find the review and coupon at

What exactly is Perfect Keto

Perfect Keto is simply a firm that is reputed for the production of ketogenic supplements. This firm has Anthony Gustin, a chiropractic trainer as one of its founders.

With this keto diet, you can give your body a better treatment maintain a good weight. This is possible because Perfect Keto makes it easy to keep your body in ketosis.

While Perfect Keto has lots of values. Some of its most famous values are great customer service and extensive, as well as qualitative research. All these are done in a bid to make their products better which in turn will help people live better lives.

Products manufactured by this firm are organized in ways that they can help people achieve various goals at once. Some of the goals that can be achieved through the use of this product include better mental performance, weight loss, an improved physical performance.

Products from Perfect Keto

There are quite several products made by Perfect Keto. Every single product made by this company is produced from ingredients that are real and of high quality. Also, they are created by Dr. Anthony Gustin.

The products from this firm have gone through numerous research and have offered customers a high level of satisfaction. You can maintain ketosis with products from Perfect Keto because of the fact that every product from this company is keto-friendly and comes with no artificial flavors or extra chemicals.

How to make use of perfect Keto

To get the very best out of the use of perfect keto, you will need to make use of it with a keto diet. When taking any product from perfect keto, it is best to mix it with coconut milk or almond. Do not make the mistake of milk or sodas.

A lot of supplements produced by Perfect Keto are safe to be made use of by every single time of the day. You can make use of them alongside your tea in the afternoon, your coffee in the morning, and even before going to the gym.

Although products from this firm are great and reputed for being effective, you will have to go through the instruction guidelines they come with to maximize all that they have to offer.

An example of this is it is best to take the Perfect Keto Exogenous Ketone Base without any meal as it helps your body get into a ketone state rapidly.

Uncategorized Editor Fri, 23 Aug 2019 06:19:33 -0400
Adjustment Tips for New Hearing Aid Users A hearing aid can be a big step, and making the transition can take some considerable time and effort. With the help of an audiologist, you can assess your hearing aid needs. Once you have a good assessment and recommendations, you can buy hearing aids online, and find the right device for you.

It may have taken a long time for your hearing to gradually worsen. Learning to adapt to this sudden return of sensory information will require a period of adjustment. At first use, you may find yourself quite sensitive to background noises and be hyper-aware of things you’ve lost sensitivity to. Increased loudness could be perceived. Switching to sudden higher fidelity can feel a bit jarring at first, but you will acclimate. Your brain just needs time to relearn how to assess which noises are important to pick out and which don’t require the same focus and when. 

To get the most out of your hearing aid, it can often take up to four months to become used to your new device. Hearing aids can also need adjusting several times in the first months of use, so don’t be afraid to consult your hearing specialist and try to find the balance you need. 

Accept Your Hearing Impairment

Acceptance is vital. Don’t hide your impairment from friends and family and ask for help and patience from those around you while in this adjustment period. It is often just as hard (if not harder) to admit your impairment to yourself, but this is a necessary step in committing to the work, practice, and persistence you will need to become comfortable in the use of your hearing aid. 

Stay Positive

Building these skills again and adjusting to life with a hearing aid isn’t easy. Fatigue and stimulation can be overwhelming. Perhaps the most important step is commitment. Try to keep your journey in perspective. Keeping a schedule and log of your aid usage over this period can help remind you of your progress. 

Don’t Jump In Too Deep Too Quickly

Hearing aids require you to re-learn a skill set. You have to now actively learn something quickly that you passively learned throughout your life. It is easy to become overwhelmed at first. Try to increase how much you use them in a day, but don’t push too far past the point of mental fatigue. Interpretive and identifying auditory skills will come with practice and patience. 

Stick to a schedule. Start out wearing them part-time and gradually work up to full-time usage. 

Use Them In Diverse Situations

You will need to re-learn many skills, particularly how to isolate specific sounds and filter background noise. Your brain needs time and practice in learning how to focus and what to focus on. 

Try listening in crowded areas with a lot of mixed noises (think bar or restaurant, a train station, or a sporting event). This may feel overwhelming at first, but can be good training in focusing on what you need to focus on and being able to push your focus away from less relevant sounds.

Use them in intimate situations like one on one conversations to help build speech recognition. Using them around quiet sounds and white noise can also be key to adjusting these sounds into your subconscious again.

Practice Makes Perfect

Practice and patience are so important. This process will take time and dedication, but once you put in the time and can endure the mental fatigue of thinking about everything you hear, your brain will begin to hear without so much active thought. 

This adjustment period is necessary. Hearing aids can come with a minimum three week trial period and often have six to eight week money back guarantees. With personal commitment and the assistance of your doctor, friends, and family, your hearing aid will begin to feel natural and intuitive.

Uncategorized Editor Wed, 21 Aug 2019 08:06:09 -0400
Prudent Ways To Reduce Debt Burden While Availing Financial Assistance In Health You can avail financial assistance from different sources when you find it difficult to manage or pay your medical bills. However, no matter how easily accessible these loans are, it is also very easy to fall into the debt trap provided you do not know how to reduce the debt burden. If you are in debt, especially medical debt, there are several effective and healthier ways to deal with the debt stress.

Experts say that you simply need to focus on the things that are most important for you and know about those things that do not involve money but gives you a feeling of satisfaction and achievement. These can be very simple things such as going out for a walk in a park and other free things like that. These actions will help you to relax your mind and be aware on the situations when it races towards the worst case scenarios.

  • This means, managing debt needs mindfulness and your focus on the present moment so that you can build up your future allowing you to avoid those catastrophic thoughts about your finances that may jeopardize the health of it as well as yours further.
  • You will need to avoid anxiety because when you are anxious you will find that it is very easy to avoid the issues that are in your hand.

The best way you can manage your emotions that will in turn help you to manage your debts more actively and effectively is to take one step at a time and start small. You must open one bill at a time instead of speaking straightaway to your bank manager to justify your reasons for avoiding your debt. Sort out this bill first and then work on to the next one.

This may not solve everything at one shot but you will surely get the proud feeling that you have everything under control.

Some more effective ways

Medical debts or any other debts for that matter taken out from a bank or from any other online sources such as Liberty Lending can cause further deterioration in your health. Therefore, apart from dealing with your monthly bills you must also focus on some other useful and effective ways that will help you to reduce your debts with confidence. Find ways to get relief from worry and anxiety.

  • You can reduce it with grief and anger as well. Reading stories about injustice, watching sad movies and even hitting a sandbag can prove to be very helpful with your effort.
  • Reducing the energy of the digestive system is also another useful way to get rid of your worries. Avoid sweet foods, drinks, fruits, beef, and dairy products as much as possible but do not eliminate these completely.
  • Coffee, broccoli, cabbage and other bitter foods may provide energy to your heart but it may also lead to your digestive system.
  • You will be better off if you eat leafy green vegetables more as well as sour foods to nourish the liver and prevent energy going to your digestive system instead of going to your heart. Pungent foods and spices can draw energy away from your digestive system.
  • Fish, tofu, seafood, other soy products, and summer vegetables can restore energy to your kidneys just as salty foods, if allowed.

If you listen to your body and try experimenting with these suggestions, you will find that it is easy to bear and even overcome the stress until your entire debt problem is solved.

Staying out of medical debt

If you want to reduce your medical debt you may not need to follow any specific process for the amount of medical debt you are carrying.

  • First, you will need to know the probable cost of the treatment process that you need to take. This will ensure that you make arrangements for that and reduce your expenses for the time being. Make use of a few free tools such as Healthcare Bluebook to find the best prices for the best health care before you commit anything to the health care provider.
  • Second, consider using a preferred pharmacy. If you choose a store that is a part of a network of pharmacies it is highly likely that you will be paying lower costs for specific medications. This is because the operation policy of these pharmacy shops has changed over time. Previously, they used to compete with one another based on the location of the store. But now, with so many shops available along with the online stores, they compete on quality of service and pricing. This will reduce your dispensing fees.
  • Third, confirm the correctness of the medical bills before you pay them. Wait till the time all your bills for medical treatment, tests and procedures are in one place and in your hand. Apart from verifying the bills also make sure whether or not your insurance carrier has paid them already. If they have, find out the amount that is paid and that is left to be paid out of your pocket. You will be surprised to know that every year Americans pay about $58 billion for amount they did not owe or should not have paid!
  • Fourth, when everything is confirmed, try to negotiate on your medical bills. In most of the times, looking at your health and financial condition the doctor or the hospital may reduce your bill.
  • Fifth, create an emergency fund if you want to stay out of medical debt. Make sure that you never use any money from this fund as you will never know when a medical emergency may come. His will help you to repay the out of pocket medical expenses easily.

All these little yet effective efforts will in the end result in taking out a smaller medical loan, that too if you need it. You will find it easy to repay as the monthly bills will be lower. This way, you can not only stay out of any type of medical debt burden and stay healthy at the same time.

Uncategorized Editor Tue, 16 Jul 2019 08:48:37 -0400
Debt Settlement And Relief Are Not The Only Two Options To Deal With Medical Debt You may have applied all possible tactics and may have designed the best payment plan working with a professional debt adviser and still feel overwhelmed by your huge medical debt. In such situations you feel that there are two available options: either you settle your medical debt or consider enrolling with a debt relief program, but there are other alternatives as well.

There is a large variety of such debt relief programs offered by different organizations, hospitals and even the government. All these programs are designed to help you with your debts whether it is for debt negotiation for settlement or for debt consolidation. Apart from that, there are also a few agencies that offer credit counseling as a part of these programs.

When you enroll in such a program for debt relief it will help you to reduce financial stress. You will be able to know the path to take up to find a proper, quick and effective solution. However, you must always ensure that you select such programs from a company who is a member of the American Fair Credit Council, AFCC. It is only then you will have the best help from a qualified and experienced professional adviser. However, the path you choose to get rid of your medical debt is entirely dependent on your choice and affordability.

Things to know

Before you team up with a professional debt adviser to deal with your debt and get you and your finance back on the track, here is a little secret that you must know and most hospitals do not want you to know:

  • All medical bills send to you are just an initial offer
  • There is always a room to negotiate
  • Most of the times you can get your bill amount reduced by as much as 90%
  • You may even be forgiven entirely for your medical bills.

However, you will have to deal with medical debt and bills proficiently and that is why you need the help of a professional and reputed debt settlement company. You can click here to know more about debt settlement companies, their charges, their working process and even their debt settlement ratings and success ratio.

You will need a professional help because you will have to deal with the several people and factors while tackling your medical debt. You will have to deal with:

  • The doctors and hospitals
  • The collection agency if it is turned to them by the healthcare provider
  • Your health insurance company and even
  • With the lawsuits is the medical establishment is quite aggressive about collecting debts and has sued you.

It is beside the point that you will not be able to seek any further medical treatment if required from the same medical facility or doctor.

The professional will first make sure that the bill you received is accurate in all respects and there are no errors, omissions, overcharges, or charges for care and treatment that you did not receive at all. If there are any such errors, they or you will be asked to contact the billing office so that these are erased or fixed promptly.

It is then the negotiation process will start for which the pro will speak with your service provider. They will put all their efforts to lower the outstanding total after your health insurance provider has made the payment for the portion covered in your policy. Apart from that the professional will design a payment plan with your doctor or hospital.

This way, you will take on an unsecured debt like your credit card debt and you will be liable to pay a specific amount every month. You may be charged for interest as well as a predetermined fee.

Other options available

Apart from debt settlement you must also look for several other options that are available to get rid of your medical debt.

  • Medical bill forgiveness is one such option to consider if you face a verifiable hardship such as incapacity or impairment which prevents you from working. The healthcare provider will however want to see proofs in the form of tax returns, written documentation and others.
  • If you have no means to pay the medical bills you may also apply to different nonprofit organizations to help you with your medical bills.

If you do not want debt settlement or medical bill forgiveness you may also try out other different strategies to reduce your debt such:

  • Pay it off with your credit card
  • Apply for a bank loan
  • Secure a line of credit or home equity loan or
  • Take on a medical debt consolidation loan.

You may also take help of a patient advocate.

Help from medical bill advocates

Out of all these options that will have an effect on your credit score it seems that the option of using a medical bill or patient advocate is most reasonable. These advocates understand the medical delivery system and are the right person to negotiate for you. They will save you from being overwhelmed with the complexity of the system along with time and money. They will focus on procedures, evaluate, scrutinize, and appeal bills.

These advocates are typically helpful for medical bills with health insurance. You will need to know the charges covered, review the policy and even have to file an appeal in a timely manner if the insurers do not pay up. This time is often limited to 30 or 60 days and be prepared for denials and delays.

Often they will charge you for their services at an hourly rate or as percentage of the money saved ranging from 25 to 35%. If you want to save this charge you may find out from the church or from the non-profit organizations you may also get advocacy assistance often for free.

Apart from that, you may find a lot of names of such advocates contacting the National Association of Healthcare Advocacy Consultants or the Alliance of Claims Assistance Professionals. You may even ask the hospital where you received treatment whether they have any advocates on staff but make sure whoever you hire will put your interests first.

Uncategorized Editor Tue, 16 Jul 2019 08:47:42 -0400
There Is No Reason To Hide Debt And Have Negative Impact On Health Since debt issues can affect your health negatively, you must consider debt very seriously right from the moment you take it. You must have a proper plan to deal with it and continue to make the payments on time so that it does not accumulate. If you do not then you will experience its negative effects such as:

  • Reduced ability to work
  • Reduced level of energy
  • Reduced hours of sleep at night
  • Professional and personal relationships souring and
  • Lots of mental and health issues.

Therefore, reduce your mental stress and thereby the chances of negative health effects by taking care of your debts early on.

According to research reports, more than 80% of people carrying debts and facing problems in repaying are said to experience negative effects on their health and lives as well.

Take help of expert counsel

However, there is no reason to hide it or suffer in silence. There are lots of debt counseling agencies out there that are ready to help people like you to come out of their debt traps.

Their expert and proven suggestions and guidance will help you to maintain a proper relationship at work and at home, concentrate better on your job and have the chances of several diseases and deteriorating health eliminated.

They may explain all possible options that are available for you to avail to come out of debt and also choose the best one according to your debt condition, financial strength and affordability. A few of these suggestions include:

  • A debt management plan
  • Applying for a debt consolidation loan to reduce the number of debts into one
  • Negotiating with your creditors for a better repayment term or to settle a debt by paying a lower amount and
  • Look for other debt relief options and government programs and assistance in sites such as and others.

Whatever they suggest, all will be for the best of your interest, finance management and most importantly for your mental and physical health.

When you visit these expert professionals you will also come to know how debt conditions and reduced health affect family relations and behavior. This is another reason not to hide or ignore your debts. You will have a continuous tussle with your spouse but most importantly it will affect your children, which is highly detrimental for their overall development.

  • They will tend to stay subdued and depressed
  • They will fear phone calls and doorbells as well
  • They will start living in a shell which will affect their mental development negatively.

Just like you, they too will avoid social gatherings and will not be able to maintain the usual relationship with their friends. That is the reason hiding your debt from your closed ones is a wrong thing to do.

There is no shame in taking on a loan not managing it properly can lead to embarrassing situations. The best way to start is to discuss it over with your family and even children. This will not only keep them in the loop but chances are high that they will come up with a better plan to cope up with such a vulnerable situation.

All these will result in reduced stress and you will regain confidence in dealing with your debts. This will in turn reduce the chances of debts showing its ill effects on your finance, life and health on the whole.

Ill effects of debt on health

Stress and anxiety are not the only effects of debt on your health. You will be surprised at the results of some scientific researchers conducted on debt and the bad health effects that it has. Consider these facts and make sure that you do not let your debts affect your health as well as that of your family members. Remember, the fact that you cannot look after your family is much more depressing than being unable to admit and accept that you cannot manage your finance being a responsible adult.

The negative impact of debt stress on health includes:

  • Acute headache
  • Body pain
  • Eating disorders and loss in appetite
  • Problems in sleeping at night that may eventually cause insomnia and sleep apnea
  • Laziness throughout the day
  • Loss of energy and remain less active
  • Lack of concentration.

In addition to these the research report also includes several other direct and indirect medical conditions such as:

  • Loss of hair
  • Cessation of menstruation and
  • Palpitations that may affect your marital life.

If you thought that all then think again. Research has also shown that people having unmanageable debts can suffer from several other issues and most of these are strange enough to believe.

You may experience a nervous breakdown every now and then which is the direct result of the fear and anxiety that is created by debt in you. When you experience such conditions you will have frequent mood swipes that may stay for hours and days even. This by it may cause several other conditions such as:

  • It may result in erratic behavior
  • It will also force you to make irrational and illogical decisions
  • You may even become violent at times and most of the times it will be for no justifiable reasons
  • You may even resort to taking drugs and alcohol sometimes and in extreme cases you may even reach to a state when you may think of committing suicide and
  • You will start making both major and minor spending a lot more than usual simply to make you feel better in such situations.

None of these will provide you respite from the continual stress. It will eat you up from within and raise your blood pressure, change entire body metabolism, more dumping of fats in your bloodstream, increase the level of cholesterol and many such serious health issues.

Therefore, there is no justifiable reason or wisdom in hiding your debt or even the issues that you are experiencing due to your debts. It will continue to affect your health as it is doing now currently both physically and mentally which is not desirable for a prudent, sensible and responsible person like you.

Uncategorized Editor Tue, 16 Jul 2019 08:47:10 -0400
Writing Off Debts Due To Health Issues Though it is pretty unusual, debts do get written off permanently in such situations exclusively based on medical issues. The fact that you can write off your debts if you suffer from serious and terminal health issues may sound like good news but there are lots of things to consider before you opt for such an option.

That means, when you face problems with your debts and have no means to repay it, this should not be the first thing to think of. Instead, you should consider those common and favorable options for debt relief that you find at or other sites and keep this option as your last resort, provided you can prove that you are seriously or terminally ill.

In short it means, there are ‘good cases’ of debts that can be considered by the creditors to write them off.

Factors of good cases

Therefore, first you should know what the factors are that the creditors consider for determining whether or not a particular debt case is good enough to be written off permanently.

Starting off with the original contract, the creditors find out whether there were any issues with and anything unfair in it. If so you can ask them to write your debts off. The types of issues with the original contract include your having a long-term mental health issue that is proven to make your vulnerable particularly in managing your money and debt. In addition to that the other factors include:

  • You were not capable to agree to the contract due to learning disability and other health issues
  • You were underage
  • You were pressured
  • You were sold something completely and clearly unsuitable and
  • The terms of the loans were misleading.

In such cases, you may even seek a legal remedy however there is no guarantee that the court will pass a judgment that is in favor of you and affordable by you. In such cases it is best to ask for a discretionary write-off.

Coming back to your health issues you may have a long term health problem that may not allow you to continue making the payment which you have been making until now irrespective of it being small or large. Suffering from a long term health issue usually means you will be highly unlikely to return to making a good wage once again.

In such situations, your debt write off application is more likely to be accepted by your creditors the longer you have made the payments, small or large. Ideally, creditors consider mental health issues and unavailability of assets the as the strongest factors to write off a debt.

Discretionary write off

Of late, the creditors seem to be more sympathetic about the clients suffering from debt pressure due to health issues than they used to be. Discretionary write off is also seen in the council tax sectors as well if you have tax arrears and now have no means to repay them.

There are a few specific situations where you can actually ask for a discretionary write off. This involves both health issues as well as other reasons. These are:

  • If you have not taken out the loan
  • If there was no contact between the creditor and you for more than six years
  • If the debt was given to you while you were suffering from diseases such as Alzheimers.

All you have to do to ask for a write off is to provide enough evidence to support your medical condition and inability to manage your debt. Though these evidences may not refer to your debts directly, these are good enough to explain your situation. These evidences include:

  • Any letters showing that you receive disability benefits
  • A Debt and Mental Health Evidence Form in case you are suffering from mental health issues
  • A letter from the doctor treating your medical conditions
  • Any copies of clinic appointments or copies of prescriptions related to your specific health issues and its treatments and
  • Letter from tutor or the local college that were helping you with your learning difficulties.

You will need to enclose the evidence when you write the letter to the creditor. You will be better off if such a letter comes on a letter head of an expert instead of you written on plain piece of paper. You can take help from the local citizens’ advice office, if any for help.

Writing the letter

However, there is no reason to believe that your application will be rejected if you write the letter to your creditor for a write off on your own. You will simply have to make sure that you keep in mind the following specific points.

  • First find out whether or not the creditor you wish to write the letter to is a member of any professional body or a trade association. If you find that they are then find out whether there is any code of conduct or practice that the creditor may have broken.
  • Do not forget to attach any of the above evidences along with your letter as that will further substantiate your claims.
  • It is better that you have a budget statement attached with your letter as that will prove you have very little money and no other means to continue making your debt payment. If you do not know how to prepare a budget statement or wonder about the format that your creditors may be familiar with, you can look up for different site to get a budgeting template.
  • Make sure that you also enclose any letters of benefits that will prove that you are on RSA, JSA, or Pension Credit.

With a properly filled in form and evidential support, the creditors will know that you cannot repay the debt anyway and it is highly likely that your creditors will consider your case.

However, you should refer to the CONC rule to ensure that whatever you ask for is absolutely relevant to the context, the circumstances and your health condition. This will make it difficult for the creditors to reject your application.

Uncategorized Editor Tue, 16 Jul 2019 08:44:44 -0400
How to Find the Right Body Contouring Procedure for Your Needs If you have sagging skin, cellulite, or excess fat that you can’t lose no matter what you do, a body contouring procedure might be right for you. Body contouring can tighten the skin and remove excess fat, but which procedure should you choose? Get the details and then schedule a consultation for body contouring in Tampa.

Body Contouring Procedures for Extreme Weight Loss

Your skin has a certain degree of elasticity, so if you lose a few pounds, it will bounce back and conform to your new shape. However, if you’ve experienced a dramatic weight loss, your skin won’t be able to bounce back. That means you’ll have loose and saggy skin that will make it harder to enjoy your weight loss.

Breast lifts, tummy tucks, lower body lifts, arm lifts, BodyFX, and BodyTite are all excellent choices if you’ve lost a lot of weight. Your plastic surgeon will help you determine if you need one or a combination of procedures to get the results you want. Then, you can move forward with a procedure for body contouring in Tampa.

Do You Have Cellulite?

When you look in the mirror, you can’t help but notice the cellulite. It makes it hard for you to wear a bathing suit or shorts, and you want to get rid of it once and for all. BodyTite contouring is an excellent option for people who have cellulite. This procedure is essentially liposuction and skin tightening in one. It’s minimally invasive, and recovery only takes 1-2 days. You will notice the results quickly, so you can finally look in the mirror and enjoy what you see.

Did You Just Have a Baby?

Bringing a baby into the world is an exciting time. You are in love with your new son or daughter, but you aren’t in love with your body. You can’t get rid of the stubborn post-pregnancy fat, and your body parts are sagging in ways you never thought possible. That means a Mommy Makeover is in order. This procedure is a combination of liposuction sculpting, a breast lift and/or augmentation, and a tummy tuck. You do need to maintain a stable weight for a year before undergoing the procedure, and it’s recommended that you wait until you are done having children. Otherwise, you will have to undergo the procedure again.

Do You Have Unwanted Fat You Can’t Lose?

If you’re at the right weight but still can’t get rid of excess fat deposits on your abdomen, waist, thighs, arms, or buttocks, BodyFX is likely a good option. This treatment destroys fat cells while increasing the collagen in your skin. This is a good way to firm up your body.

Get Help Choosing a Body Contouring Procedure

If you want body contouring in Tampa but aren’t sure which procedure is right for you, a plastic surgeon can help. Schedule a consultation and talk about your problem areas and desired results. Your plastic surgeon will help you select the proper procedure for your situation.

Uncategorized Editor Sat, 29 Jun 2019 02:39:35 -0400
A Guide On What Colours To Wear For Your Body Shape You’ve probably got a good idea of which styles of clothing suit you by now. After all, we’re always being given advice about how to enhance our figures and choose the most flattering outfits. But one thing that we don't hear so much about is which colours suit us best. And while that might seem a strange thing to consider, surely you just buy the colours you like, right? Choosing flattering colours is just as important as the clothes you're buying.

You wouldn't choose a colour that completely washed you out now would you, so why would you buy clothes in a colour that doesn't flatter your shape? Knowing which colours to go for can be confusing, especially with trends changing from season to season. That’s why we’ve put together this guide to choosing the right colours for your body shape.

Identifying your body type

Firstly, you’ll need to identify your body shape - and there tends to be at least five commonly agreed upon and recognised shapes. These are outlined in more detail below - read on to decide which shape best matches you.

  • Pear: Those who are considered pear shape have narrower shoulders and busts, and wider hips (not a dissimilar shape to a pear, hence the name).
  • Apple: Those who are apple shaped are the opposite to above and have a wider chest and bust than their hips. This shape is also sometimes referred to as the inverted triangle.
  • Hourglass: If you picture an hourglass it is equally wide on the top and bottom, with a thin middle. That’s how this shape got its name. With hips and bust that are almost the same width and a defined waist.
  • Rectangle: If you are pretty much straight up and down, your hips and bust are equally as wide and you have no real waist, you're considered a rectangle (sometimes called ‘the banana’ shape).
  • Oval: If your bust and mid section is fuller than your hips and you have slimmer legs, this is referred to as the round or oval shape. 

If you're a pear

For those who are pear shaped the worry can be drawing too much attention to the larger hips and bottom area. As such, you’ll want to choose colours that are going to help you slim out your legs and hips.

In the summer, choose colourful blouses or shirts as these will work wonders for your shape, bright hues can help to draw the eye to your slimmer shoulders and chest and away from your broader hips. Another perfect summer look is tunic tops or dresses. These elongate the figure but disguise the wider body underneath - just be sure these are a nice fit, the last thing you want is them clinging to your hips or stomach. It’s also a good idea to avoid khaki at all costs! Though this is a popular summer shade, it’s not the most flattering to pear shapes.

In the winter choose dark jeans or trousers, but nothing tapered at the top as this can attract the wrong attention. When choosing jackets in the colder months, make sure these finish past your hips. Choosing brighter coloured coats and jackets can once again help to bring the attention back up to the top of your body, these could be light greys, dusky pinks or camel colours.

If you're an apple

If your top half is your problem area, or perhaps you simply want to slim out your shoulders and bust, then it’s a good idea to play around with darker tones up top. In the winter apple shapes should choose rich tones such as burgundy, emerald green or deep purple and avoid chunky knitwear as this can cause you to look wider. Pair these darker colours with lighter trousers as this draws the attention to your slimmer legs and away from your upper body.

In the summer choose light hues, especially for the lower half of you body, but be sure to avoid block white clothing if you're trying to disguise a large bust. This will only make your body shape appear fuller, even if your slimmer legs are on show. Monochrome clothing can help to add height and slim you out if you're more petite, but just be wary that there is enough colour to avoid the scenario mentioned above.

If you're an hourglass

With an hourglass figure, wearing darker colours on the bottom makes your overall look slimmer, whether you choose, black, navy or darker greys. In summer opt for light skirts or wide leg pants in these shades. In the winter jeans or trousers will do the trick!

Up top, you can be a bit more adventurous with your colours, but sticking to block colours is always best. Choosing patterns can confuse the eye, with your figure already so voluptuous you want to keep your outfit simple and faltering - so block colours are best.

If you're a rectangle

If you are a rectangle shape, you’ll want to try and create the illusion that you have more of a waist than you do. Bright colours draw attention to your chosen area, so it’s best to choose brighter hues. In the summer wearing white, yellow or pastels can help to draw the eye to your waist, adding a belt or fitted top (or dress) will help to shape your figure even further.

In the winter the temptation is to go for darker colours. But as these are slimming colours and they can add to the up and down nature of your shape, making you look even more rectangular. Instead choose brighter colours that lend themselves to this time of year such as greens and reds. This will ensure you don't make your body look to ‘boyish’.

If you're an oval

For those of you with an oval figure the general rule is to wear darker colours, black in particular, as these are slimming colours. That said, while this may be fine in the winter months, in the summer you don’t always want to be dressed head to toe in dark shades.

For that reason, in the summer months you could choose colourful stripes (or even monochrome stripes) as these vertical lines trick the eye into seeing the body as long than it is. This will help you to appear taller and generally slimmer.

Written by Hayley Sturniolo, owner of personalized jewellery boutique

Uncategorized Editor Fri, 28 Jun 2019 05:09:44 -0400
Top 7 Things You May Not Know About Chiropractic Care If you think you are well informed about chiropractic care, just because you have reserved an appointment then you may want to know more or outside the box. If you consider chiropractic care only for injured individuals, you are mistaken! Read on to discover many other benefits a chiropractor can offer you that you will love to avail.

1. Athletes Seek out Chiropractic Care

Since athletes experience aches on an everyday basis as a result of demanding training exercises, they need chiropractic care more often. This helps them improving the movement of the body while significantly reducing any pains. While assisting in rehabilitating athletes, they ensure enhanced flexibility, perceptive edge, and coordination without requiring any medications. Athletes found in diverse sports from basketball to football can have a competitive advantage when both their physical and psychological health are up to the mark.

2. Maintain the Body's Nervous System

Your brain controls every part of the body to send out appropriate signals and for that, it requires the help of the nervous system. The spinal cord is an opening to send and receive signals to and from the brain comprising the central nervous system. Any disturbances in the central nervous system can result in unfortunate imbalances or disorders and here chiropractor can help you restore the balance. Besides, it can also identify any issue in the central nervous system sensed by the individual.

3. Chiropractors Don’t Prescribe Medication

Chiropractors do not recommend medication instead they empower you to take good control of your health. A chiropractor may suggest:

  • Adjustments: To moderately restore joints and improve motion
  • Aerobics and Stretches: To improve and maintain mobility
  • Soft-tissue Therapy: To relax constricted muscles, get rid of contraction, and relieve tension
  • Joint Bracing: To restore injured muscles and ligament and speed up the healing process
  • Reference to Nutritionists: An all-inclusive guide on diet and nutrition to minimize tenderness and encourage weight loss

4. Stimulates Proper Bone Production

Your body is frequently in a process of resting down and re-absorbing bone. Preferably, you will want both of them to work neck-to-neck. As a result of poor health habits and very little exercise, many individuals start suffering from osteoporosis with time. Though adjustments don’t make for an alternative to effective health activities, consistent chiropractic care supports improved bone production.

5. The Chiropractor Doesn't Do All the Work

If you are looking for a chiropractor near me Atlanta, remember these experienced professionals don’t do all the work by themselves. To make your chiropractic treatment more efficient, you need to share some of the responsibility. If you continue living an unhealthy lifestyle during your treatment, it will be of no use. A chiropractor will figure out what’s wrong with the patient prior to proposing a solution. A well-trained chiropractor entirely comprehends the physiological composition of the human construct and propose the right tactics to offer enhanced quality of life. You need to be responsible for your actions since a chiropractor is not answerable for what the individual does in their life.

6. Chiropractic Care Is Not Only for Adults

Many patients acquiring chiropractic services are adults, but that doesn’t mean you need to cross a certain age limit to seek help. In fact, even infants can take benefit from chiropractic care. You don’t have to be young or old to avail all those advantages since everything depends on your needs. Chiropractic art is always there to help in easing many dysfunctions in the body. A number of newborn babies suffer from physical stress and feel annoying pressure on their necks. A chiropractic treatment fit for infants can help relieve the pains and aches and ultimately improving the overall quality of life. In addition to that, the Chiropractic facility help in preventing the development of many diseases and behavioral disorders.

7. Chiropractors Are Doctors

Surprisingly there are many people who are unaware of the fact that chiropractors are licensed doctors. Their training is no less than any general practitioner of medicine. Doctors of Chiropractic (DC) receive a significant amount of training to their MD equivalents. Possibly one major difference between a DC and an MD is that the former receives training primarily in the specific sectors such as neurology and pediatrics. Also, they acquire sufficient training in nutrition. On the other hand, MD receives training, particularly in the pharmaceutical and surgery sectors.


Many chiropractic visits often come from recommendations from friends or family and associate physicians. Though everything an individual knows when seeking out chiropractic care is it will make them feel better. Whether you are in severe pain, need to be informed about a healthy nutrition lifestyle, get the proper realignments of your muscles and bone, there are several reasons to schedule an appointment with a chiropractor. In addition to the interesting benefits listed above, if you are familiar with any other fact, write to us in the comment section below.

Uncategorized Editor Sat, 18 May 2019 23:06:44 -0400
Give Your Skin a Lasting Glow With These Healthy Food Choices

It’s so easy to forget that what you put into your body plays a huge part in how your body feels and how well it performs!

When you get caught up in day-to-day happenings, you’re likely to lose sight of the importance of watching what you eat. You start to focus on eating to sustain you throughout the day instead of eating to keep your body healthy.

Eventually, you’ll start to feel tired and worn out, and also look pale and undernourished. If you’re at that stage right now, it’s important to make a conscious effort to assess what you’re feeding your body. This is the first step for reviving your appearance and overall health.

In getting started, look at what you can include as well as what you can eliminate from your diet to help you get and maintain glowing, healthy skin. A glowing exterior reflects a healthy interior!

These food-related decisions will help you achieve and maintain a healthy glow:

1. Drink lots of water. Water has several benefits to the body, but specifically related to that glow you want is its ability to flush toxins from your system and keep you hydrated.

  • Drinking 6-8 glasses of water each day will result in healthier, cleaner skin and a timeless natural glow.

2. Eat berries. Berries like raspberries, blueberries and blackberries are rich in vitamin C and antioxidants. Antioxidants play a huge part in helping to eliminate toxins from the body. As you may know, toxins are dangerous and contribute to all sorts of negative symptoms, including tiredness, weakened immune system, and even tainted blood.

  • All of the above symptoms can manifest themselves very easily. You’ll be able to look in the mirror and know something’s wrong.

3. Avoid processed foods. In lots of cases, processed foods contain ingredients that the human body just doesn’t know what to do with. When you eat them, the body just holds on to what it can’t process. In such cases, you really don’t know what kind of impact those ingredients are having on your system.

  • Play it safe by avoiding processed foods as much as possible. They may very well be contributing to the missing glow.
  • Shop at the whole foods stores in your area and have organic foods where possible.

4. Include fiber each day. Fibrous foods are effective at aiding digestion and allowing the body to get rid of free radicals that can wreak havoc on your system. 

  • When you eat foods high in fiber, like grains and green vegetables, your strengthened health is reflected in your skin, too.
  • Whole grains can be found in some breakfast cereals, but be sure to check the sugar content so you’re not diminishing the value of the grains.
  • Broccoli is a particularly effective fibrous vegetable.

As you can see, it’s really not that difficult to treat your body right. By making just a few changes to what you eat, you’ll enable your body to function well and your skin to maintain a healthy glow.

When changing your diet, it’s easier if you implement just one change at a time. Once that change becomes a habit, you can make another change. Your skin will show the results in no time!

Uncategorized Editor Mon, 01 Apr 2019 07:54:47 -0400
6 Crucial Inner Changes That Lead to the Outer Changes You Desire There’s little you can control in the world. Other people, the stock market, weather, or the price of tea in China are all outside of your influence. Fortunately, you can control yourself, and that’s all you need to control. Changing your inner world can lead to all the changes you wish to see in your life.

It can be hard to believe that changing your thoughts or attitude can make you healthy, wealthy, and wise, but making inner changes can have dramatic effects on every part of your life.

Enhance your life by making these internal changes:

How you view failure. Do you view failure as an embarrassment? Is it something you should avoid at all costs?

  • What if you viewed failure as simply a step along the way to success? Failure just means that the approach you used didn’t work. It’s an opportunity to re-tool your process and try again. If you keep learning and making improvements, how can you possibly fail in the long-term?
  • The way you view failure is a big part of whether or not you’ll be a successful person. How do you view failure? What view of failure would be useful to you?

Values. Suppose someone valued charity, kindness, and modesty. What type of life would they lead? Suppose someone else valued freedom, adventure, and courage. Now, suppose a third person valued money, power, and greed. It’s easy to see how these three people would lead very different lives.

  • What are your values? Do they support the life you want to live? Or, is your life in line with your values?

Beliefs. Beliefs color how you view the world and make decisions. If you believe that money is the root of all evil, that can certainly derail any efforts to amass wealth. If you believe that you’re just not good with people, your social life will suffer.

  • List some of your beliefs about money, yourself, and life in general. How are those beliefs helping or hurting you? What beliefs would be helpful for you to manifest and enjoy the life you desire?

Attitude. Do you expect things to work out for you, or are you primarily pessimistic? You’ll be less likely to try to do something if you have negative expectations. A positive attitude can help with your patience and ability to persevere when things aren’t going well.

  • Consider how your attitude is impacting the results you’re generating in your life.

Gratitude. Giving yourself a reminder of what is already working in your life can positively impact your attitude and expectations. It can also reduce anxiety and alter your perspective.

  • Take a few minutes in the morning and at night to mentally list the things that make you feel grateful. You can come up with a long list if you really think about it.

Thoughts. Our thoughts are under our control, though it might not seem that way. It’s easy to prove this to yourself. You can choose to think about an ice cream cone or a green cow. You can think about anything you like.

  • It’s important to take control of your thoughts. If you’re predominately thinking about negative outcomes, you’re going to struggle.
  • Monitor your thinking and try to keep your thoughts positive.

Changing yourself internally can give you everything you desire on the outside. Without making inner changes, it’s extremely challenging to change your behavior. You’re constantly fighting yourself, but willpower is not enough in the long-term.

Inner changes can eliminate the need for willpower. Rather than battling yourself day after day, make the inner changes that will create the outer changes you desire.

Uncategorized Editor Thu, 14 Mar 2019 01:06:52 -0400
Be Kind to Your Body: Make These Healthy Wardrobe Changes

Surprisingly, it’s very possible that the choices you make in your wardrobe are working against your good health.

Bear in mind that designers aren’t in the business of making clothing safe. They’re in the business of making them attractive to the consumer.

Making these wardrobe changes can eliminate health issues that your clothes may already be causing:

  1. Wear lower heeled shoes. As researchers delve further into the impact of high heeled shoes on physical health, more and more are concluding that they are indeed damaging to the lower back and feet over the long run. To avoid running into any issues with pains or other conditions, follow these tips:
  • If you must wear high heeled shoes, alternate with lower heels throughout the week.
  • If you do a lot of walking and standing each day, take a pair of flats with you just in case you start to feel weary.
  • Try to incorporate exercises that strengthen the back so you’re less prone to damage from high heeled shoes.
  1. Balance skirts and pants. For women especially, wearing pants all the time can result in a buildup of moisture, which in turn can encourage the growth of bacteria. In order to avoid putting yourself at risk of bacteria, alternate between pants and skirts or dresses during the week.
  • Wear pants only a few days for the week, or on days when you don’t expect to have an unusually long or arduous day at the office.
  • In the summer months, try to wear more skirts and dresses, and reserve pants for the cooler seasons.
  1. Wear breathable fabrics. In line with balancing pants and skirts is wearing breathable fabrics. Again, not allowing your body to access as much air as it needs can result in excess moisture. In some cases, that can lead to infection, and in other cases it can lead to body odor.
  • Your best bet is 100 percent cotton fabrics. A cotton blend often works well for air circulation also.
  • Try on the garment you’re considering and notice if it feels airy and cool or seems to keep any air from getting to your skin.
  1. Wear pantyhose less. Women are guiltier than men of making wardrobe choices for the sake of fashion. Such is the case for women who wear pantyhose. When worn frequently, pantyhose can cause poor blood circulation, which has its own set of side-effects, including:
  • Development of varicose veins due to continued pressure on the veins.
  • Pains in the legs when pantyhose are removed.
  • Swollen, sensitive legs.
  • Numbness and cramping in the legs, also known as "pins and needles.”

It’s a very nice feeling to be able to look stunning. You feel good about yourself and others notice how well put-together you are. But there also comes a time to consider your physical health and well-being.

Your wardrobe can make a big impact on your health. Keep these tips in mind when you’re getting dressed in the morning. When you shop for new clothes, make wise choices that support your good health. Your body will be glad you did!

Uncategorized Editor Thu, 14 Feb 2019 04:05:12 -0500
7 signs you should not ignore after a traumatic experience Healthline defines a traumatic event as an occurrence that causes emotional, physical or psychological pain. Traumatic experiences impact everyone differently. An event that renders one person deeply depressed may have minimal influence on another victim. As unique individuals, we all process life utilizing coping mechanisms that we have at our disposal. That's why it is so important to know when you or a loved one needs help.

The most common events that frequently lead to trauma are accidents, physical assault, mental, physical or sexual abuse, child abandonment, the threat of violence, fires, terminal medical diagnosis, life-threatening scenarios, combat, prison, mugging, natural disaster, divorce or death of a loved one. Any person who has experienced one or more of these types of events should recognize the fact that they may need professional help.

Below are seven signs that should never be ignored. When these symptoms appear, it is time to get help.

  1. Upsetting memories or dreams about a traumatic event.

We all remember certain events in life that are intense. Recurring flashbacks or nightmares that cause anxiety or emotional distress are something altogether different than usual dreams and warrant extra attention.

These type of negative symptoms may show up a week, a month or years after the traumatic event occurred. Mayo Clinic defines post-traumatic stress disorder (PTSD) as a condition caused by witnessing or being involved in any trauma-inducing event.

While it is common to have a period of adjustment to overcome trauma, in some cases sufferers must reach out for help and get treatment to heal. A good rule of thumb is to get help if symptoms last for much longer than a month or two. Check out to get information about treatment.

  1. Drug or alocohol abuse

The use of drugs and alcohol as a coping mechanism is well documented as a dangerous way that many people choose to forget about a terrifying or traumatic event. Unfortunately, instead of making the situation better, these types of activities typically complicate life even further. If you or a family member start drinking too much or experimenting with drugs after a traumatic incident, then it is time to get professional help.

  1. Ongoing and increased incidences of physical and emotional symptoms

Arousal symptoms are emotional and physical reactions that often change after experiencing a traumatic event in life. Many survivors find that they are jumpy or easily startled, feeling afraid more frequently than in the past, expecting danger at every turn.

Other notable behavior changes often associated with these types of disquieting occurrences are sleep disorders like insomnia, an inability to concentrate, angry outbursts, and irritability. Out of character aggression is another possible symptom.

  1. Depression and anxiety

The signs of depression are not a surprising reaction to terrifying life events. Withdrawing from activities that were once considered important and enjoyable is one obvious behavior that is often connected with depression. Victims are also likely to become less social, reluctant to talk on the phone or attend family events.

The Anxiety and Depression Association of America cites both physical and emotional reactions related to feelings of anxiety. Physically, a victim can experience a pounding heartbeat, hyperventilation, trembling or sweating. This type of fight or flight response can feel overwhelming. Gastrointestinal distress is also a common physical issue that arises as anxious feelings threaten victims. Panic attacks are blamed on anxiety and can be so debilitating and frightening that people believe they are having a heart attack or dying.

  1. Negative mood swings and thinking

Unprovoked mood swings can point to trouble. Otherwise confident and upbeat victims can suddenly slide into bouts of negativity, harboring contempt for others and for themselves. Mood swings often make it difficult to maintain important and close relationships with family members, friends, and coworkers.

Some victims report feeling numb. In situations like this, it is difficult to feel happiness or to enjoy comfort from the simple joys of life like eating favorite foods or taking a walk on a beautiful, sunny day.

  1. Suicidal warning signs

When anxiety and depression make life intolerable for victims, thoughts of suicide can become persistent. Knowing what to look for is crucial for saving a life. Warning signs are reckless behavior such as car racing, mood swings, inability to sleep, substance abuse, unexplained feelings of rage, depression, withdrawal from friends and family members, disinterest in activities once enjoyed, threats to commit suicide, and a sudden and unexplained calmness like they have no care in the world.

It is crucial to get some help if you have any thoughts of suicide or know someone who is at high risk as exemplified by the behaviors listed above. You should always take a person seriously when they threaten suicide. Suicide hotlines and professional mental health professionals offer solutions that can save a life.

  1. Changes in appetite

One definite indication that a victim is suffering is if they stop eating or start eating everything in sight. Depression often causes this type of lifestyle change. If you no longer care about taking the trouble to feed yourself, then there is no denying that there is a serious problem that must be addressed.

When a friend has suffered a traumatic event and then starts losing weight or gaining a lot of weight in the aftermath of the horrific occurrence, then it is time to reach out to help. Since it is impossible to know how serious the situation is, it is best to access professional help in such cases.


Traumatic events can change a life forever. That's why it is so important to be mindful of the symptoms that can appear when a victim is in trouble. Reaching out to a friend in need or knowing when you are personally in trouble yourself can save a life or minimize suffering.

Uncategorized Editor Mon, 11 Feb 2019 03:27:52 -0500
7 reasons why a regular skin check up is a must Your skin is the largest organ of your body and is responsible for protecting all of your inner organs, including the lungs, the heart, the muscles, and even the blood. Therefore, it is important to take good care of it, which includes scheduling regular skin check-ups, in order to keep it strong and healthy.

A regular skin checkup is fairly quick and simple and provides at least 7 benefits, including:

  1. It Helps Detect Skin Cancer

Skin cancer is a silent disease that can go unnoticed until it has reached its late stages, which can make it difficult to treat. In fact, according to the American Cancer Society, approximately one out of five Americans will develop some form of skin cancer during their lifetime, with more than 70% of fatalities resulting from melanoma, the most serious form of skin cancer. Therefore, it is important to participate in an annual skin exam for the early detection of skin cancer, which can ultimately help save your life. This is especially important if you have a history of cancer in your family.

Skin cancer occurs in people of all skin colours and can reveal itself in various ways, including scars, skin ulcers, and moles, such as with melanoma, on the face, back of the hands, legs, back, and other parts of the body. If left untreated, it can also eventually spread to the organs, including the brain, lungs, bones, and liver, as well as the lymph nodes, where it can become even more serious.

Regular skin care checkups by a skin care professional, such as The Family Skin Care Clinic at, can help keep your skin screened for cancer as well as identify any lifestyle habits that may be contributing to your risk of developing the disease, so you can take the proper precautions to help prevent it.

If during your skin examination, the specialist detects any cancerous growths, they can also provide the proper surgical methods needed to safely remove them before they spread.

  1. It Can Help Diagnose Nail and Hair Conditions

Many people are unaware, but regular skin checkups can also help diagnose and treat nail and hair conditions. Therefore, whether you have an issue with thinning hair, baldness, dry, itchy scalp, and more, a skin checkup may the best place to start.

  1. It Can Help Properly Identify Acne

If you have ever had to deal with acne, then you know there are many over the counter products that promise to clear up your skin, and quickly, but that don't actually work.

When you receive a skin checkup, the specialist can not only determine the exact type of acne you have, but they can also identify the factors that are contributing to your acne, including your lifestyle, skin type, and any environmental factors that may be worsening your condition. They can also prescribe a specific regimen based on these factors that can help clear your acne once and for all.

Furthermore, all too often people think they have acne, when they actually have rosacea, so they use over the counter acne medications to treat the condition, which can make it worse.

Rosacea causes bumps, blistering, and redness on the skin similar to acne, which causes many people to mistake it for acne and go about using the wrong treatment only to find that it makes their condition worse.

Though both conditions have similar symptoms, they require different treatments to clear them up. A regular skin checkup not only helps properly distinguish acne from rosacea so that you can receive the proper treatment, but it also enables you to stay on top of the condition so that you can continue to prevent it.

  1. It Can Help You Safely Remove Moles

Moles are generally harmless growths that appear on the skin; however, for some, they can be unsightly. Trying to remove moles yourself can cause excessive bleeding, which can be dangerous. Furthermore, sometimes moles are confused with warts, which are small, non-cancerous flesh-coloured growths, which can cause you to treat them with over the counter treatment that can irritate the growth.

Though most moles are typically harmless, if you have more than 50 moles, your moles have changed in appearance or size, or they are accompanied by soreness, it can be a sign of skin cancer.

A regular skin checkup can help properly distinguish between cancerous and non-cancerous moles as well as warts and then provide the methods to safely remove them.

  1. It Can Help You Properly Identify Stasis Dermatitis

Stasis dermatitis, which presents itself as a blistered rash that occurs throughout the body, especially the legs, is often confused with an infection of the skin and is thus often treated with medications that thin the blood or antibiotics, which can be harmful.

A regular skin checkup can determine the exact cause of your reoccurring rash so that it can be treated safely and effectively from here on out.

  1. It Can Help You Properly Identify Poison Ivy

Poison Ivy is a rash that carries with it various symptoms, including itching, swelling, blisters, and redness, which can be irritating. It can also seem to clear up on its own, which can cause you to confuse it with just a simple rash. However, sometimes the rash will appear again even worse, if not properly treated.

A skin checkup can help properly identify your rash, which will enable you to receive the proper treatment, so you don't continue to experience discomfort.

  1. It Can Help You Properly Identify Your Skin Type

There are many different types of skin from sensitive skin to dry skin to oily skin; therefore, there is no one size fits all skin product. In fact, using products that are not specially formulated to treat your specific skin type can irritate your skin, which can lead to acne breakouts, skin rashes, and more, which can actually worsen your condition and breakdown your skin's barrier.

A regular skin checkup can help identify your skin's changes throughout your life-cycle, which will affect what skin care products you use for healthy, glowing skin.

In the end, a regular skin checkup can be used to help keep your skin happy and healthy in various ways, including detecting skin cancer early so that it can be prevented. During your skin checkup, your specialist may also recommend diet and lifestyle changes, which also helps promote healthy skin.

If you are experiencing any skin issues, especially if you have lesions that won't heal or a mole that has changed in appearance, it is imperative that you schedule a skin checkup immediately to help rule out skin cancer as a cause.

Uncategorized Editor Mon, 11 Feb 2019 03:24:00 -0500
7 tips to stay calm and mindful throughout the day One of the true and simple facts of life is that some days are relaxing, but many days are stressful and difficult. For your mental health, and even your physical health, it is important to find ways to cope throughout the day.

Mindfulness is simply a mental state wherein you become aware of your thoughts, feelings, sensations, and anything else that may be going on within you. Practicing mindfulness creates a space for yourself where you can see beyond the external forces around you and focus more on what you can control.

Working on techniques and methods for calming yourself down can help with everyday stress and worry. Consider incorporating some or all of these tips to make your days go by more smoothly.

1 Establish Cues for Practicing Mindfulness

It is easy to get caught up in your own busy life and forget to practice mindfulness and calming techniques. Work, home life, personal relationships, and all of those unexpected events that pop up during the day use valuable space in your mind. It’s when you get caught up in all of this that it becomes particularly important to practice mindfulness.

Some people use regular, routine events to cue a mindful moment. This can be something trivial like brushing your teeth or walking to the restroom at work. Others prefer to use more stress-based cues to remind them to take a moment to calm down. This forces you to begin associating negative emotions with the need to be mindful, turning the negative moments into neutral ones at the least.

2 Practice Breathing Techniques

One of the most basic forms of mindfulness is regulated breathing exercises. Focusing on your breath helps in grounding yourself and connecting what you’re thinking to what your body is doing.

The Four Square breathing method works well for many people. Inhale for four seconds, hold your breath for four seconds, exhale for four seconds, and then hold for four seconds. Next, take two regular breaths. Then repeat the process again.

3 Stretch Your Body

For many people mindfulness is just as much as connecting your mind to your body as it is about living in the moment. One method for being more mindful is doing simple stretches wherever you are.

If you are in an office setting, stand up and take a few steps around and then lean forward against a wall, taking the time to stretch both of your calves. Then reach up high to stretch out your arms, and bend down to touch your toes and stretch your spine. Stretching out gives you a break from your task, gets your blood flowing, gives your body more endorphins, and helps you to be aware of what your body needs in the moment.

4 Use Power Poses

When you’re feeling discouraged or stressed during the day, it can be good to connect your mind and your body by practicing power poses.

Power poses have been found helpful for people when they need to gain confidence before stressful situations, like a job interview. However, they are also useful for calming down. Striking a power pose gives you a minute to reconsider your feelings at the time and what you want your emotions to be instead.

One example of a power pose is standing with your feet hips width apart, placing your hands in fists on your hips, and looking straight ahead, or slightly up. Hold the pose for at least ten seconds while thinking about what you want to be able to do or accomplish.

5 Use Essential Oils or Other Calming Smells

Essential oils are often touted for being able to cure or at least ease almost any ailment. One of their often used purposes is calming down nervous or anxious people in times of stress. Lavender, chamomile, rose, and other scents all fulfill this purpose.

The best way to get the most out of essential oils is to inhale them. Use a diffuser or put a drop on your hand (depending on the oil) to smell throughout the day. As you take a breath of the scent, remember to work on clearing your mind and focus only on what you can feel around you, like the breaths you take, the scent in the air, and the energy you are putting out.

6 Drink Plenty of Water

An essential part of taking care of your body and your mind is drinking enough water. Taking a few sips of cold water in a moment of crisis can also help you to reset and calm down.

Try carrying a water bottle around with you throughout the day so that you can always stay hydrated. Pay attention to your body and notice the small signs of thirst that your body exhibits. This can come in the form of dry lips, a growling stomach, or a scratchy throat. As you drink, think about the ways in which you are taking care of yourself and helping your body to perform better.

7 Find Calming Sounds

Just like scents are good at calming people down, so too are sounds. Gentle, repetitive noises like rain, crashing waves, or wind chimes often help people to focus better on the task at hand. And whether that task is getting work done, falling asleep, or trying to take a few deep breaths in a stressful moment, a calming sound helps with it.

There are stations on any music app that play calming water or nature sounds, as well as videos online that will play whatever sound you’re looking for to help you have a more mindful moment.

Visit to learn more about what you can do to incorporate more mindful living and calming techniques into your daily life.

Uncategorized Editor Mon, 11 Feb 2019 03:23:17 -0500