4 Smarter Ways to Buy Your Necessary Prescriptions
Healthcare is on everyone's minds these days. And with people living longer and being more conscious about their health, they're also now paying more for prescriptions. Healthcare costs in America are now worth nearly $4 trillion.
And as the economy continues to struggles, Americans are looking for creative and useful ways to save wherever they can, including on medications.
So, if you're interested in learning some smart ways to buy prescriptions, then continue reading and we'll walk you through everything you need to know!
1. Buy Generic
The very first thing you should do when trying to save money on prescriptions is to ask your doctor if there are any generic versions of your medication. The price differences between name-brand drugs and generic ones can be steep.
Generic brands work just as well as the name-brand ones and use the same ingredients too.
2. Combine or Split Pills
If you're taking multiple prescriptions for the same ailment, then ask your doctor if there's one pill that can do the job. For example, there may be a generic combination pill that can do the work of two name-brand medications for a fraction of the price.
Another way to save money is to split up your pills. You should first check with your doctor about this, but you could save money by getting pills that are double the strength and just getting half as many.
3. Use a Preferred Drug Store
Your employer might have a preferred network. This means that you might be eligible for discounts at certain drug stores.
You also might have a limited network. This is when your insurance provider will only pay for prescription medications that are filled at in-network stores.
Medicare plans can also have limited or preferred networks. The savings could be particularly noticeable with brand prescriptions.
4. Utilize Mail Order Options
If you're not using mail order for common maintenance meds, then you're most likely overpaying. There's also a good chance that you're employer offers the service.
It's worth pointing out that processing can sometimes take more than a week. So, if you're starting a new medication, see if your doctor can give you a one-month prescription to fill locally, as well as a 90-day script for mail order.
You can also save a lot of money by buying Canadian. As an American, it might not technically be legal for you to buy prescription meds from your northern neighbors. But as long as you don't buy too much, it's highly unlikely that anyone will notice.
The Importance of Knowing About Smart Ways to Buy Prescriptions
Buying prescriptions isn't something that people usually enjoy doing, but it's an important part of many of our lives.
By knowing how to buy these meds the smart way, you can end up saving a lot of money while staying healthy.
Are you looking for other helpful money-saving articles like this one? If so, then check out the rest of our blog today for more!